Historically, Baccarat was played by aristocrats in Europe and Asian cultures. The game is also popular with high rollers.

The objective of the game is to have a hand that is worth as close to nine points as possible. The game is played between two hands, the Player and the Banker. The Banker’s hand has to follow strict rules.

Baccarat is played with a standard 52-card deck, which is usually shuffled together. Each card rank is assigned a numerical value. The sum of the cards is then used to determine the value of a hand. For example, a hand with two 10-pip cards is valued at zero, whereas a hand with an ace is worth one point.

Each hand is valued by the rightmost digit in the sum of the cards. If the hand is over nine points, the leftmost digital is dropped from the total. A hand with eight or nine points is declared natural, and unless the other hand also scores eight or nine, the hand wins.

When a hand is worth fewer than nine points, the Banker’s hand is drawn a new card. The Banker’s hand is worth a 5% commission on all bets made on his hand. This ensures that the House has an advantage.

In high-limit Baccarat, players can make a higher wager than in the standard game. This game is designed for high rollers.

Baccarat is a popular game in many countries, including the United States. Players are generally cool and suave.